Donna’s Top 5 Tips Before You Buy a Home

Hi, I’m Donna Whritenour, REALTOR® with Lamacchia Realty, and if you’re thinking about buying a home, congratulations! 🏡 Whether this is your very first purchase or you’ve been through the process before, I know how exciting (and sometimes overwhelming) it can feel. Over the years, I’ve helped many families and individuals find their perfect home across Massachusetts and Rhode Island, and one thing I’ve learned is this: the smoother your preparation, the smoother your home-buying journey.

Here are the first five steps I recommend every buyer take before starting their search:

1. Take a Good Look at Your Finances

Before you even start looking at houses online, sit down and check your financial health. Review your credit score, your savings, and any outstanding debts. A strong credit score will help you qualify for better mortgage rates, and having enough saved up will make sure you’re ready for your down payment and closing costs.

2. Get Pre-Approved for a Mortgage

One of the best steps you can take early on is to get pre-approved. This will give you a clear picture of how much home you can afford, and it also shows sellers you’re serious when you make an offer. In today’s competitive market, that pre-approval letter can make all the difference.

3. Make a List of Must-Haves and Nice-to-Haves

Think about what matters most to you in a home. Do you need a certain number of bedrooms? A backyard for the kids or the dog? A short commute? Write it down. Having this list keeps you focused and helps us narrow in on homes that truly fit your lifestyle.

4. Choose the Right REALTOR®

This is where I come in! Buying a home is about more than just finding the right property. It’s about negotiating, navigating inspections, and making sure everything runs smoothly from start to finish. Having a REALTOR® you can trust — someone who knows the local market inside and out — will give you peace of mind every step of the way.

5. Research the Neighborhood

Remember, you’re not just buying a home — you’re joining a community. Drive through the neighborhood at different times of the day, check out the local shops, and see what the vibe feels like. A home should fit not only your needs but your lifestyle too.

My Final Advice

Buying a home is a big step, but with the right preparation and the right guidance, it doesn’t have to be stressful. I love helping clients turn their dreams into reality, and I’d be honored to guide you through the process.

👉 Thinking about making a move? Give me a call at 774-930-2145 or email me at dwhritenour@lamacchiarealty.com — I’m only one call away from helping you find your next home.